This Privacy Policy ("Policy") describes how Monarq Asset Management ("Monarq," "we," "us," or "our") collects, uses, discloses, and safeguards your personal data when you visit our website (monarq-am.com, the "Site") or engage with our services and products (collectively, the "Services"). We are committed to protecting your privacy and ensuring a secure experience.
1. PURPOSE
This Policy explains:What personal data we collect and why.How we use your data.How and why we may share your data.Your rights and choices.This Policy applies only to personal data collected by Monarq, not third-party websites linked from our Site.
2. WHO WE ARE
Monarq Asset Management and its affiliates are the data controllers responsible for your personal data.
3. DATA COLLECTION
We collect personal data in the following ways:Automatic collection: Technical data such as your IP address, browser type, operating system, geolocation, and interactions with the Site.Direct interactions: When you fill out forms, submit inquiries, or engage with our Services, we may collect contact information (e.g., name, email, phone), professional information, and other identifiers.
Third-party sources: Analytics providers, business partners, public databases, and background check agencies.
4. WHOSE DATA WE COLLECT
Visitors: Name, contact info, IP address, device info, and geolocation.
Clients: Identity and contact info, KYC/AML documentation, service usage, and communication history.
Business Partners: Personnel names, roles, contact details, and regulatory documentation.
Job Applicants: CVs, education, employment history, references, test results, background and immigration checks, and health/disability information where legally permitted.
5. DATA USES
Your personal data may be used to:Deliver and manage ServicesRespond to inquiries and provide customer supportFulfill legal obligations (e.g., KYC/AML requirements)Send marketing and promotional materials (with consent or lawful basis)Manage recruitment and assess job applicationsProtect legal rights and ensure regulatory compliance
6. MANDATORY DATA
If you fail to provide required personal data, we may be unable to provide requested Services or proceed with applications.
7. INTERNAL DATA SHARING
Personal data may be shared within Monarq entities across jurisdictions, including countries without equivalent data protection laws. We implement safeguards to protect cross-border data transfers.
8. THIRD-PARTY DISCLOSURE
We may disclose your data to:Vendors and service providers (under strict confidentiality obligations)Legal or regulatory authorities when requiredProfessional advisors (e.g., legal, accounting)Other parties in connection with business transitionsWe do not sell your personal data.
9. DATA SECURITY
We use appropriate technical, administrative, and organizational measures to protect your data. However, internet transmission is never 100% secure. Communications via email or our Site may be intercepted or altered, and users accept associated risks.
10. DATA RIGHTS FOR EU/UK USERS
If you are in the EU or UK, you have rights under GDPR and UK data protection law:Access, correct, or delete your personal dataWithdraw consentRestrict or object to processingReceive a copy of your data (data portability)Lodge a complaint with a data protection authority
11. CALIFORNIA PRIVACY RIGHTS
Under CCPA/CPRA, California residents may:Request access, correction, or deletion of personal dataLearn about categories and sources of personal data collectedOpt out of data sharing for cross-context advertisingMonarq does not sell personal data or use sensitive data in ways requiring opt-out rights. Requests can be submitted via our contact information below.
12. CONTACT US
Questions or requests regarding this Policy or your personal data can be directed to: info@monarq-am.com.
13. CHANGES TO THIS POLICY
We may update this Policy periodically. Material changes will be notified where appropriate. Please review this Policy regularly to stay informed.
Last Updated: May 29, 2025
